SMSF Advice Hub

Login

Join

All The Self-Managed Superannuation Advice You’ll Ever Need

  • Home
  • About
  • News
  • Resources
    • How To Set Up an SMSF
      • [Member] Better ways to setup your fund
    • Contributions
      • Employer Contributions
      • Member Contributions
      • Contribution Limits (Caps) & Excess Contributions Tax
    • Taxation on SMSFs
      • Contributions Tax
      • Tax on Income (0%, 10% or 15%)
    • Benefits – getting your money
      • Preservation – “Hands Off!”
      • Lump sum withdrawals
      • Income Streams (Account based pensions)
  • Ask A Question
  • Members
    • Join
  • Contact

Tag: SMSF Borrowing Archives

Buying Property Through SMSF – 12 Critical Points to Consider First

buying property through smsfWhile the marginal tax rate can get as high as 46.5% for an individual, the rental income for properties purchased through your SMSF is generally taxed at a concessional rate of 15%. It gets even better when you talk about the CGT rebate. You may have to pay 10% in the accumulation phase and nothing in the pension phase. In comparison, rates run close to 23.25% for properties outside Super.

So, are SMSF-financed properties a great idea? I wouldn’t place my neck on the line and say so. They can certainly turn out to be smart investments but unless you show diligence, they can turn sour just as easily.

Here are 12 key aspects to using your SMSF for property investing that you will do well to consider before taking the plunge. Some of these may surprise you and may just save you a fortune.

Read more

Should You Consider SMSF Lending As Your Investment Strategy?

SMSF lendingWith all the hoopla surrounding SMSF loans, you might be wondering if now is a good time to borrow funds from your SMSF for investment purposes.

You are probably aware of the ongoing debate whether the Australian government should put a ban on SMSF lending arrangements or not. Proponents who support SMSF lending believe that SMSF loans have the potential to help SMSF trustees maximise their fund’s investment capabilities.

Read more

Ban on SMSF Borrowing May Be a False Move

SMSF borrowingAn article on the website The Adviser talks about the approach of two groups which have thrown brickbats at the Financial System Inquiry’s recommendation about banning SMSF borrowings. Both the financial groups feel that the recommendation is self-defeating in nature and may push back the SMSF sector by years.

Read more

Ask Our SMSF Experts

  • ask our SMSF experts
  • This field is for validation purposes and should be left unchanged.

Most Popular Posts

  • Retiring Overseas: How $A 1,800 Can Buy You A Life Of Luxury
  • Centrelink Reverse Mortgage Scheme: As Puzzling As Egyptian Hieroglyphs
  • smsf advice hub blue chip shares Why SMSF Investors Should Fall In Love With Blue-Chip Shares
  • managing SMSF Busting The Myth: Managing SMSF is Time-Consuming
  • smsf advice hub super guarantee compliance Ensure Your Super Guarantee Payments Are Compliant

Topics

insurance investing your money managing a super fund properties retirement funding retirement planning self-managed super fund compliance SMSF borrowing SMSF news super contributions super fund benefits super fund rules Super investment tax savings

SMSF Advice Newsletter

Receive the latest super fund news as it happens and stay up to date with your SMSF

Copyright © 2025 by SMSF Advice Hub. All Rights Reserved.

  • Privacy Policy
  • Terms and Conditions

Connect with us on